Key Figures

Total Net Revenue  13,193 19,657 23,176 25,978 23,113 Payment Services Segment Net Revenue 12,580 16,497 20,965 22,637 21,100 Adjusted EBITDA  5,185 5,948 9,099 13,837 13,167 Adjusted EBITDA margin, %  39.3% 30.3% 39.3% 53.3% 57.0% Adjusted Net Profit  4,054 4,137 6,679 10,304 9,594 Adjusted Net Profit margin, %  30.7% 21.0% 28.8% 39.7% 41.5% Payment Services Payment Volume (RUB bn)  911 1,138 1,489 1,617 1,735 Payment Services Payment Net Revenue Yield, %  1.15% 1.26% 1.22% 1.21% 1.01% Active kiosks and terminals (units)  152,525 143,690 134,280 113,713 93,244 Factoring portfolio (RUB bn)  1.6 3.4 5.7 9.9 Digital Bank Guarantees portfolio (RUB bn)  8.0 20.9 45.6